Mobile banking payments and mCommerce might finally get some users in India. ICICI Bank has launched its Mobile Banking Application called iMobile to all its users. The application can let you do most of the actions you can perform over internet banking.Below is the main screen of the application. As a security feature the application asks you to enter a PIN before entering this screen.The PIN is set during the first use and when the application is activated.
In order to tryout the application , I installed it over GPRS on my N82 and then tried doing a Prepaid mobile recharge.
The experience was great . Check below for the screenshots and more info.
Prepaid Mobile Recharge
The application picked up my account no based on my phone number after activation.
I entered the mobile number i want to recharge here.
Then it asked me enter the recharge amount, after which it showed a confirmation screen.
It showed a couple of progress screens
Security Check
There’s surely an huge amount of risk connected to mobile banking for sure. That the main reason m commerce has always found very less adoption. This app asks for some digits on your debit /credit card to complete the transaction, this is to a feature to prevent misuse and also to make sure the transaction is being carried out by the account owner.
Success Screen
I was impressed when i saw this screen . The greatest part is that when I was seeing this screen on my mobile the other phone in the room was beeping as the recharge had just happened. Amazing !! isn’t . Its another example to demonstrate how mobile technology is making an impact on our lives.Its such a cool thing to recharge another mobile from a mobile phone application using GPRS !
Download iMobile
You can download imobile by sending an SMS to 56767661 with the text imobile
check out the flash demo on icici bank’s website.
The application has been developed by Sam Pitroda’s C-Sam