American Express has introduced the ‘AMEX Pay’ mobile payment solution in India that allows eligible Cardholders to make contactless or QR code-based payments to merchants using the mobile app. The AMEX IN mobile app is available for Android and iOS.
The Eligible Cardmembers need to log in to the ‘Amex IN’ mobile app and then register for Amex Pay. Once you have your card registered for Amex Pay, you can make a contactless payment. All you have to do is simply tap your device at a merchant’s contactless terminal. There is no need to open your Amex Mobile App to make a contactless payment.
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In order to make QR Code payments, just select the ‘Pay with Bharat QR’ option on the AMEX IN app, then scan the QR code, enter the amount if it is not pre-populated, enter your Card PIN then you should see the transaction successful message. You do not need to log in to your account to scan and pay using Amex Pay. All American Express credit or charge Card are eligible to use Amex Pay.
You can use Amex Pay for payments wherever American Express contactless payments are accepted. Users can also make QR-Code payments wherever you see the American Express logo on a Bharat QR sticker. The company says that a Secure Device Lock is required to ensure that all your mobile payments are authorized. PIN, Pattern, Password, and Fingerprint are currently the supported Secure Device Lock methods.
American Express Platinum Corporate Card, American Express Corporate Gold Card, Jet Airways American Express Corporate Card, American Express Corporate Green Card are eligible. The company says that your current Card does not need to be contactless in order to use Amex Pay. You can add your eligible Card in up to five different devices at a time.